Fpl For Aca 2024. In 2025, the aca's affordability percentage will increase significantly to 9.02% (up from 8.39% in 2024). Many applicable large employers (ales) utilize the federal poverty line (fpl) affordability safe harbor to avoid penalties under the affordable care act (aca).
The federal poverty level is $14,580 for an individual ($30,000 for a family of 4) for 2024 coverage. Individuals making below 100% fpl make up around 2% of total aca marketplace plan selections in 2024.